Legal Disclaimers

TERMS & CONDITIONS

Effective Date: January 2026

These Terms & Conditions (“Terms”) govern your access to and use of any products, services, websites, and digital content offered by Profitable Empires, Inc., including its parent company, subsidiaries, affiliated entities, and all brands, programs, and registered trademarks operated under Profitable Empires, Inc. (“Company,” “we,” “us,” or “our”).

By purchasing or accessing any digital product, you agree to these Terms.

1. Digital Products & Access

All products sold through our websites are digital products delivered electronically.

Access to digital products is granted immediately upon purchase, regardless of whether the purchaser chooses to open, download, or use the product. We maintain system records confirming delivery and access of digital products.

Delivery may occur via:

• A download link on a confirmation or thank-you page

• Email delivery

• Secure digital access through our systems


2. No Refund Policy for Digital Products

Due to the nature of digital products and immediate access being granted at purchase, all sales are final.

We do not offer refunds, exchanges, or credits for:

• Failure to download or access the product

• Change of mind

• Accidental purchase

• Lack of use

• Perceived suitability or outcomes

By completing your purchase, you acknowledge and agree to this policy.


3. No Guarantees or Outcomes

Our products are designed to support strategic thinking, decision-making, and self-assessment.

We do not guarantee:

• Financial results

• Revenue increases

• Business growth

• Specific outcomes or performance

Results depend on many factors beyond our control, including but not limited to implementation, timing, market conditions, and individual decision-making.


4. Intellectual Property

All content, materials, frameworks, assessments, documents, audio, video, and written materials are the intellectual property of Profitable Empires, Inc.

You are granted a limited, non-transferable, non-exclusive license for personal or internal business use only.

You may not:

• Share, resell, sublicense, or redistribute materials

• Copy or reproduce content for commercial use

• Use materials to create competing products


5. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or inability to use our products.

Our total liability shall not exceed the amount paid for the product.


6. Governing Law

These Terms are governed by the laws of the United States and the state of Virginia, without regard to conflict of law principles.


7. Contact

For questions regarding these Terms, contact: [email protected]

REFUND POLICY

Effective Date: January 2026

All products sold by Profitable Empires, Inc., including its parent company, subsidiaries, affiliated entities, and all brands, programs, and registered trademarks operated under Profitable Empires, Inc., are digital products.


No Refunds on Digital Products

Because access to digital products is granted immediately at the time of purchase, all sales are final.

Access and delivery are verified through system logs, including email and link activity.

Refunds will not be issued for:

• Failure to download or access the product

• User error or misunderstanding

• Lack of usage

• Dissatisfaction with content

• Chargeback attempts after access is granted

By purchasing, you explicitly acknowledge and agree to this policy.

Chargebacks & Disputes

Unauthorized chargebacks or payment disputes may result in:

• Immediate revocation of access

• Account restrictions

• Documentation submitted to the payment processor showing proof of access

If you have questions before purchasing, we strongly encourage you to review product descriptions carefully or contact us prior to checkout.

PRIVACY POLICY

Effective Date: January 2026

This Privacy Policy explains how Profitable Empires, Inc., including its parent company, subsidiaries, affiliated entities, and all brands, programs, and registered trademarks operated under Profitable Empires, Inc., collects, uses, and protects your information.


Information We Collect

We may collect:

  • Name

  • Email address

  • Billing information (processed securely via third-party processors)

  • Purchase history

  • Website usage data (via cookies or analytics tools)

We do not sell your personal information.


How We Use Your Information

Your information may be used to:

  • Deliver purchased products

  • Send transactional and support emails

  • Provide educational or relationship-based follow-up content

  • Improve our products and services


Third-Party Services

We may use trusted third-party platforms for:

  • Payment processing

  • Email delivery

  • Website hosting

  • Analytics

These providers have their own privacy policies and security practices.


Data Protection

We take reasonable measures to protect your information but cannot guarantee absolute security.


Your Rights

You may:

  • Unsubscribe from non-transactional emails

  • Request access to or deletion of your data (subject to legal requirements)


Contact

For privacy questions, contact:
[email protected]

REFERRAL PROGRAM TERMS & CONDITIONS

Last Updated: January 15, 2024

1. Program Overview

The Referral Program is designed to enable individuals to promote our offerings in exchange for rewards, including commission payments or other benefits. Participation is subject to compliance with these Terms.


2. Eligibility and Enrollment

  1. Eligibility: Participation is open to individuals 18 years of age or older who align with our mission and values.

  2. Application: All interested individuals must submit an application. We reserve the right to accept or decline applications at our sole discretion.

  3. Limited Opportunities: Referral Program opportunities are limited, and acceptance is not guaranteed.


3. Participant Roles and Responsibilities

  1. Promotion: Participants must actively promote our brand using provided marketing materials, personalized referral links, or other approved methods.

  2. Representation: Participants agree to professionally and authentically represent our brand and its values in all communications and promotions.

  3. Compliance: Participants must comply with all applicable laws, regulations, and our guidelines when promoting our offers, including disclosure of their affiliation where required (e.g., using brand hashtags).

    Prohibited Activities: Participants may not:

  • Engage in spamming, unethical marketing, or misleading practices.

  • Promote on websites or platforms containing objectionable or unlawful content.

  • Misrepresent our brand or its offerings.


4. Compensation and Rewards

  1. Commission Structure: Referral partners earn commission on each referred membership after meeting program requirements (e.g., Ambassadors must fulfill their first four referrals).

    Payment Terms:

  • Commissions are paid after the refund period for the referred member has passed, based on the specific terms of the purchased offer.

  • Payments are made via Stripe, and the Participant is responsible for providing accurate payment details.

  1. Taxes: Participants are responsible for reporting and paying all applicable taxes on earnings received through the Program.


5. Termination and Revocation

  1. Termination: Participants may leave the Program at any time by notifying us in writing. We reserve the right to terminate a Participant's involvement at its sole discretion for:

  • Breach of these Terms.

  • Misrepresentation or unethical behavior.

  • Failure to meet Program requirements.

  1. Effect of Termination: Upon termination, access to Program benefits and unpaid commissions will be forfeited unless otherwise agreed in writing.


6. Intellectual Property

  1. Use of brand Materials: Participants may use provided materials (logos, content, branding) solely for the purpose of Program promotion.

  2. Restrictions: Participants may not modify our intellectual property or use it in a misleading or defamatory manner.

  3. Termination of Use: Upon termination of Program participation, Participants must cease all use of our intellectual property.


7. Confidentiality

Participants agree not to disclose confidential information provided by us, including but not limited to referral tracking data, commission structures, or marketing strategies, to any third party without prior written consent.


8. Limitation of Liability

We are not liable for:

  • Any indirect, incidental, or consequential damages arising from Program participation.

  • Technical issues, tracking failures, or other errors affecting referral tracking or commission payouts.


9. Program Modifications

We reserve the right to modify, suspend, or terminate the Program, including its Terms, benefits, and requirements, at any time. Participants will be notified of significant changes via email or our website.


10. Governing Law and Dispute Resolution

  1. Governing Law: These Terms are governed by the laws of Virginia.

  2. Dispute Resolution: Any disputes arising from these Terms will be resolved through binding arbitration in Virginia.


11. Acceptance of Terms

By participating in the Program, you acknowledge that you have read, understood, and agreed to these Terms.


For questions or concerns, please contact us at:

[email protected]

Copyright 2026 Profitable Empires, Inc. All rights reserved.